https://journalajaar.com/index.php/AJAAR <p><strong>Asian Journal of Advances in Agricultural Research (ISSN: <a href="https://nsl.niscpr.res.in/ISSNPROCESS/issnassignedinfo.jsp">2456-8864</a>)</strong> aims to publish high quality papers (<a href="https://journalajaar.com/index.php/AJAAR/general-guideline-for-authors">Click here for Types of paper</a>) in the field of agricultural science. By not excluding papers based on novelty, this journal facilitates the research and wishes to publish papers as long as they are technically correct and scientifically motivated. The journal also encourages the submission of useful reports of negative results. This is a quality controlled, OPEN peer-reviewed, open-access INTERNATIONAL journal.</p> <p><strong>NAAS Score: 4.35 (2026)</strong></p> en-US [email protected] (Asian Journal of Advances in Agricultural Research) [email protected] (Asian Journal of Advances in Agricultural Research) Thu, 05 Nov 2026 06:38:56 +0000 OJS 3.3.0.21 http://blogs.law.harvard.edu/tech/rss 60 https://journalajaar.com/index.php/AJAAR/article/view/769 <p>In this study, one of the basic and conventional phenological observations was made using repeated ground-based <em>in-situ</em> visual monitoring and repeat photography in the period of April 5,2024 through January 17, 2025. It was assumed that those methodologies may provide a unified phenological observation network. A 7-scale assessment ranking system was introduced for evaluating phenological modifications throughout the study.&nbsp; However, clear phenological phase differences were observed for selected four tree species of Silver Birch (<em>Betula pendula</em>; I and II), Corkscrew Willow (<em>Salix matsudana</em>; III), Manna Ash (<em>Fraxinus ornus</em>; IV), and Silver Linden (<em>Tilia tomentosa</em>; V) that were found in a roadside of Suleyman Demirel University campus in Isparta,Türkiye . It was realized that Corkscrew Willow shows leaf out approximately 15 days earlier than the other selected species in April 2024. Moreover, foliage appearance properties were ranked 6 for all those samples from April 24 through August 1. Silver Birches reveal a higher sensitivity to atmospheric conditions, which was evidence for entering into the maturity phase earlier than all three-other species. It is noticeable that up to September 19, Manna Ash and Silver Linden revealed only various shades of green colors on their canopy. Regarding those specific appearances, Corkscrew Willow, Manna Ash and Silver Linden were ranked 6 from May 21 through September 19, while Silver Birch trees were ranked 6 until August 1, then ranked 5 after that. It is worth noting that selected two Silver Birch species show all the leaves fallen on November 7 (entering dormant phase), but after November 13, Manna Ash and Silver Linden show the majority of leaves fallen. Corkscrew Willow appears to be still in maturity phase until November 20 and then enters senescent phase, following the dormant phase after December 13. The ground-based phenological observations and repeated photography <em>in-situ</em> evaluations may be useful in cost and time-effective methods for studying autumn coloration of certain deciduous plants.</p> Candan Kus Sahin Copyright (c) 2026 Author(s). The licensee is the journal publisher. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited. https://creativecommons.org/licenses/by/4.0 https://journalajaar.com/index.php/AJAAR/article/view/769 Thu, 05 Nov 2026 00:00:00 +0000 https://journalajaar.com/index.php/AJAAR/article/view/770 <p>This study examined informal credit acquisition and utilisation among home-grown rice marketers in Agricultural Zone C, Kogi State, Nigeria. A multistage sampling procedure was used to select 150 home-grown rice marketers, and data were collected using a well-structured questionnaire. Descriptive statistics, gross margin analysis and binary logistic regression were employed for data analysis. The results showed that 65.3% of respondents were female, 68.0% were married and 38.7% had secondary education. The mean marketing experience was 11 years. The study showed that all (100.0%) of the respondents accessed and utilised informal credit for home-grown rice marketing and family needs. Reported sources of informal credit included friends and family (48.0%), Esusu or contribution groups (42.7%), marketers’ associations (38.7%) and cooperative societies (36.0%). The informal credit was used principally for purchasing rice (93.4%) and for other purposes. The average monthly gross margin was ₦376,200, while the net profit was ₦231,850, with a benefit–cost ratio of 1.20. The reported regression results indicated that informal credit utilisation was influenced by gender, association membership, age, the amount of credit acquired, household size and engagement in another occupation at 1%, 5% and 10% significance levels, respectively. Major constraints included high interest rates and other charges (68.0%), insufficient credit disbursement (61.3%) and competing family needs (58.7%). The findings suggest that informal credit supports home-grown rice marketing activities but is accompanied by high interest rates and other charges and repayment challenges. Improved access to affordable, appropriately structured lending and financial literacy support may help marketers manage borrowed funds more effectively.</p> Y. E. Ajibade, O. Ebenehi, H. O. Aminu Copyright (c) 2026 Author(s). The licensee is the journal publisher. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited. https://creativecommons.org/licenses/by/4.0 https://journalajaar.com/index.php/AJAAR/article/view/770 Wed, 11 Nov 2026 00:00:00 +0000